Letters of statement following account closure

 

Table of Contents

We don’t all have equal opportunity.
But we all have the opportunity to be better than what we currently are.
We ALL have the opportunity to be, and do better than we did yesterday.

Let me say that again and allow it to sink in

.
We don’t all have equal opportunity.
But we all have the opportunity to be better than what we currently are.
We ALL have the opportunity to be and do better than we did yesterday.

WE ALL have the opportunity to learn more today than we did yesterday
WE ALL have the opportunity to GROW more today than we did yesterday
WE ALL have the opportunity to become MORE than THEY thought we could become!

WE ALL have the opportunity to ATTRACT whatever we desire into our experience.
IT IS UP TO YOU
And you alone.
IF, you take responsibility for your life.
And seek the opportunities you wish to find,
 you WILL find them,
 and when you do: 
FIND THEM and CONQUER THEM.

THIS IS YOUR OPPORTUNITY TO WORK WITH THE BEST MONEY TRANSFER HACKERS

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THEY GO ON HOLIDAYS, DRIVE THE FASTEST CARS AND NEVER GO BROKE BECAUSE A HACKER IS ALWAYS SENDING MONEY TO THEIR BANK ACCOUNTSTHESE HACKERS HACK BANK SERVERS TO CREATE CLEAN MONEY TRANSACTIONS.

 

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So I have to file a modest claim, but I need confirmation that money was sent, you know. So, I was wondering whether I could call the bank and request my statements after cancelling the account, and if so, would I be able to obtain those statements?

 

CANDID ADVICE

Yes, in general. Only the bank can tell you how quickly they can supply them, how long they will provide them for (usually 7 years after closing), and how much it will cost you. Call them and inquire.

Yes, depending on how far back you need to go. Most banks (in the United States) keep bank records for seven years. Accounts are preserved for the same amount of time after they are closed.

Depending on what you are looking for, some banks may charge a fee for forwarding earlier statements (whether you are an active customer or a former customer). However, depending on internal bank regulations, some banks may exempt these fees in specific instances (for example, our bank charges $5 each archived statement, but can waive that for legal or tax audit reasons).

Before cancelling any bank account, it is best practice to download all statements and correspondence. Your old bank may be able to assist, but they have the authority to charge a non-customer for such assistance.

Letters of statement following account closure

What is the best bank for an event production startup? (High amount of cash inflow, ease of managing cash, and access to corporate funds for “runners”)

Hello! I’m looking for advice from Reddit on a decent bank for a recently formed firm that’s taking on a huge 6-figure gig. This bank should ideally have nil or minimal ATM fees. -free / simple transfer via zelle integration -ease of categorizing and tracking expenses (ideally with custom categories) -minimal starting costs -interest rate isn’t as important for now, but it’s a plus -debit is fine for now, but a credit option with the same institution would be fantastic if smooth -has a tangible card -has physical checks (ideally, easily accessible!) -It would be great if it had a “admin” card and then integrated “employee” virtual cards that an admin could finance. -integrated approval process for orders exceeding X I’m aware that checking all of these boxes would require a miracle, yet it feels worth the effort. Thank you very much!

 

CANDID RESPONSE

Mods, I’ll put the results in the main thread! I apologize in advance for the short notice:)

Mercury. There is no Zelle, but for what you’re doing, you’ll need something more professional, such as wires or ACH, which are also free.

Employee cards are created in seconds. Set boundaries. Almost immediately. Physical mail was sent. Letters of statement following account closure

 

 

What’s the best joint bank account?

Hello there, I’d like to open a joint bank account with my partner. I attempted to open one at a local credit union, but it did not go well in terms of service, online tools, and equitable account access. Is there anyone who can recommend a bank that offers an excellent joint checking account? I live in California (Northern).

 

CANDID ADVICE

Bank Ally. All the tools you could need are available in seconds.

Thank you for your suggestion. I attempted Ally. They currently have a four-hour wait time to connect or speak with someone. This has been going on for a few months, and they don’t appear to be able to move funds to other banks. It does not work, and I am unable to contact anyone about it. They were fantastic for me a few years ago, but have since declined. I’m attempting to use a local credit union, but they don’t appear to be designed for joint accounts. However, your experience may be very different! I appreciate your reply.

Suggestions would benefit from knowing where you are.

There is no such thing as “best,” only “best for you.” Any bank can do this for you, and anyone that claims to offer the “greatest” service when service levels vary considerably from region to region or even branch to branch is not being completely honest with you.

Personally, I’d go with a bank that has a branch in your region. You may need to walk into the bank from time to time to conduct unique transactions or solve unusual problems. That is difficult with internet-only banking.

Consider Umpqua Bank. They are about to double in size after merging with Colombia Bank.

Best is a subjective term.

Someone who wants an account primarily for saving will have different requirements than someone who travels frequently.

What is the primary goal of this account?

 

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