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What is atm Skimming
A type of fraud which occurs when an ATM is compromised by a skimming device, a card reader which can be disguised to look like a part of the machine. The card reader saves the users’ card number and pin code, which is then replicated into a counterfeit copy for theft.
In 2008, more than $1 billion was stolen in ATM-related crimes [source: ADT]. Sure, some thieves take the old-fashioned route and crack them right open, but there’s a much quieter, high-tech form of theft targeting ATMs. It’s called skimming.
ATM skimming is like identity theft for debit cards: Thieves use hidden electronics to steal the personal information stored on your card and record your PIN number to access all that hard-earned cash in your account.
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